Deposit Insurance
Presentations

2017.


Total and insured deposits balance as at 30th June 2017

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,793.1 billion (EUR 14.8 billion) as at 30th June 2017.

Overview of insured deposits by depositors as at 30th June 2017

Regarding the maturity structure, sight deposits and short-term deposits have the highest share in total eligible deposits–88% while regarding currency structure FCY deposits account for 73% of total eligible deposits. Individuals’ FCY deposits share in total individuals’ deposits is 87%. .


Based on the banks’ balance of deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities, in the period April-June 2017 (II quarter of 2017), calculation and collection of deposit insurance premium were executed for the III quarter of 2017. Total premium for the III quarter of 2017 as at 30 June 2017, amounts to RSD 2,616.4 million or EUR 21.7 million, calculated using middle EUR exchange rate.


All banks settled their obligation in time.

Balance of total and insured deposits on 31 Маrch 2017

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,799.3 billion or EUR 14.5 billion.

Overview of insured deposits by depositors as of 31 March 2017

Regarding the tenor, sight deposits and short-term deposits have the highest share in total eligible deposits–87%, and regarding currency structure FCY deposits represented 74%. Moreover, the share of individuals’ FCY deposits in the currency structure of total individuals’ deposits is 88%.


Based on the balance of deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities with banks, in the period January-March 2017 (Q1 2017), computation and payment of deposit insurance premium were executed for the 2nd quarter of 2017. According to the middle EUR exchange rate on 31 March 2017, total premium computed for the 2nd quarter of 2017 amounts to RSD 2,637.4 million or EUR 21.3 million.


All banks settled their obligation in time.

2016.


Balance of total and insured deposits on 31 December 2016

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,799.7 billion or EUR 14.6 billion.

Overview of insured deposits by depositors as of 31 December 2016

Regarding the tenor, sight deposits and short-term deposits have the highest share in total eligible deposits–86%, and regarding currency structure FCY deposits represented 73%. Moreover, the share of individuals’ FCY deposits in the currency structure of total individuals’ deposits is 87%.


Based on the balance of deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities with banks, in the period October-December 2016 (IV quarter of 2016), computation and payment of deposit insurance premium were executed for the 1st quarter of 2017. According to the middle EUR exchange rate on 31 December 2016, total premium computed for the 1st quarter of 2017 amounts to RSD 2,598.4 million or EUR 21.0 million.


All banks settled their obligation in time.

Balance of total and insured deposits on 30 September 2016

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,728.80 billion or EUR 14.02 billion.

Overview of insured deposits by depositors as of 30 September 2016

Regarding the tenor, deposits at sight and short-term deposits have the highest participation in total eligible deposits – 83.38%, and regarding currency structure F/X deposits represented 74.12%. Moreover, the participation of individuals F/X deposits in the currency structure of total individuals deposits is 88.22%.


Based on the balance of individuals, entrepreneurs, micro, small and medium-sized legal entities deposits with banks, in the period of July, August, September 2016 (III quarter of 2016), computation and payment of deposit insurance premium were executed for the 4nd quarter of 2016. According to the middle exchange rate of Euro on 30 September 2016, total premium computed for the 4nd quarter of 2016 amounts to RSD 2.524,28 million or EUR 20.47 million.


All banks settled their obligation in time.

Balance of total and insured deposits on 30 June 2016

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,664.74 billion or EUR 13.50 billion.

Overview of insured deposits by depositors as of 30 June 2016

Regarding the tenor, sight deposits and short-term deposits have the highest share in total eligible deposits–81.74%, and regarding currency structure FCY deposits represented 76.51%. Moreover, the share of individuals’ FCY deposits in the currency structure of total individuals’ deposits is 88.76%.


Based on the balance of deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities with banks, in the period April-June 2016 (II quarter of 2016), computation and payment of deposit insurance premium were executed for the 3nd quarter of 2016. According to the middle EUR exchange rate on 30 June 2016, total premium computed for the 3nd quarter of 2016 amounts to RSD 2,422.41 million or EUR 19.64 million.


All banks fulfilled their obligation in time.

Balance of total and insured deposits on 31.3.2016.

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,611.64 billion or EUR 13.11 billion.

Overview of insured deposits by depositors as of 31 March 2016

Regarding the tenor, deposits at sight and short-term deposits have the highest participation in total eligible deposits – 79.78%, and regarding currency structure F/X deposits represented 77.05%. Moreover, the participation of individuals F/X deposits in the currency structure of total individuals deposits is 89.02%.


Based on the balance of individuals, entrepreneurs, micro, small and medium-sized legal entities deposits with banks, in the period of January, February and March 2016 (I quarter of 2016), computation and payment of deposit insurance premium were executed for the 2nd quarter of 2016. According to the middle exchange rate of Euro on 31 March 2016, total premium computed for the 2nd quarter of 2016 amounts to RSD 2,372.04 million or EUR 19.30 million.


All banks settled their obligation in time

2015.


Balance of total and insured deposits' on 31.12.2015.

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,603.32 billion or EUR 13.18 billion.

Overview of insured deposits by depositors as of 31 December 2015:

Regarding the tenor, deposits at sight and short-term deposits have the highest participation in total eligible deposits – 79.14%, and regarding currency structure F/X deposits represented 75.94%. Moreover, the participation of individuals F/X deposits in the currency structure of total individuals deposits is 89.0%.


Based on the balance of individuals, entrepreneurs, micro, small and medium-sized legal entities deposits with banks, in the period of October, November, December 2015 (IV quarter of 2015), computation and payment of deposit insurance premium were executed for the 1st quarter of 2016. According to the middle exchange rate of Euro on 31 December 2015, total premium computed for the 1st quarter of 2016 amounts to RSD 2,324.31 million or EUR 19.11 million.


All banks settled their obligation in time.


Balance of total and insured deposits' on 30.9.2015.

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,545.8 billion or EUR 12.9 billion.

Overview of insured deposits by depositors as of  30 September 2015:

Regarding the tenor, deposits at sight and short-term deposits have the highest participation in total eligible deposits – 81.93%, and regarding currency structure F/X deposits represented 77.29%. Moreover, the participation of individuals F/X deposits in the currency structure of total individuals deposits is 90.0%.


Based on the balance of individuals, entrepreneurs, micro, small and medium-sized legal entities deposits with banks, in the period of July, August and September 2015 (III quarter of 2015), computation and payment of deposit insurance premium were executed for the 4th quarter of 2015. According to the middle exchange rate of Euro on 30 September 2015, total premium computed for the 4th quarter of 2015 amounts to RSD 1,506.8 million or EUR 12.6 million.


According to Decision On Calculation and Collection of the Extraordinary Deposit Insurance Premiums in 2015 (“Official Gazette of the Republic of Serbia”, Nos.12/14) Deposit Insurance Agency calculate and collect the extraordinary deposit insurance premium of individuals, entrepreneurs, micro, small and medium-sized legal entities based on balance in the period of July, August and September 2015 for the 4th quarter of 2015. According to the middle exchange rate of Euro on 30 September 2015, total extraordinary deposit insurance premium computed for the 4th quarter of 2015 amounts to RSD 753.4 million or EUR 6.3 million.

All banks settled their obligation in time.

Balance of total and insured deposits' on 30.6.2015.

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,546.10 billion or EUR 12.82 billion.

Overview of insured deposits by depositors as of 30 June 2015:

Regarding the tenor, deposits at sight and short-term deposits have the highest participation in total eligible deposits – 82.70%, and regarding currency structure F/X deposits represented 78.44%. Moreover, the participation of individuals F/X deposits in the currency structure of total individuals deposits is 90.67%.

Based on the balance of individuals, entrepreneurs, micro, small and medium-sized legal entities deposits with banks, in the period of April, May and June 2015 (II quarter of 2015), computation and payment of deposit insurance premium were executed for the 3rd quarter of 2015. According to the middle exchange rate of Euro on 30 June 2015, total premium computed for the 3rd quarter of 2015 amounts to RSD 1,499.40 million or EUR 12.43 million.

According to Decision On Calculation and Collection of the Extraordinary Deposit Insurance Premiums in 2015 ("Official Gazette of the Republic of Serbia", Nos. 12/14) Deposit Insurance Agency calculate and collect the extraordinary deposit insurance premium of individuals, entrepreneurs, micro, small and medium-sized legal entities based on balance in the period of April, May and June 2015 for the 3rd quarter of 2015. According to the middle exchange rate of Euro on 30 June 2015, total extraordinary deposit insurance premium computed for the 3rd quarter of 2015 amounts to RSD 749.70 million or EUR 6.22 million.

All banks settled their obligation in time.


Balance of total and insured deposits' on 31.3.2015.

Total deposits included in the deposit insurance system of the Republic of Serbia (deposits of individuals, entrepreneurs, micro, small and medium-sized legal entities) amounted to RSD 1,507.60 billion or EUR 12.54 billion.

Overview of insured deposits by depositors as of 31 March 2015:

Regarding the tenor, deposits at sight and short-term deposits have the highest participation in total eligible deposits – 82.95%, and regarding currency structure F/X deposits represented 79.33%. Moreover, the participation of individuals F/X deposits in the currency structure of total individuals deposits is 91.19%.

Based on the balance of individuals, entrepreneurs, micro, small and medium-sized legal entities deposits with banks, in the period of January, February and March 2015 (I quarter of 2015), computation and payment of deposit insurance premium were executed for the 2nd quarter of 2015. According to the middle exchange rate of Euro on 31 March 2015, total premium computed for the 2nd quarter of 2015 amounts to RSD 1,498.90 million or EUR 12.47 million.

According to Decision On Calculation and Collection of the Extraordinary Deposit Insurance Premiums in 2015 (“Official Gazette of the Republic of Serbia”, Nos. 12/14) Deposit Insurance Agency calculate and collect the extraordinary deposit insurance premium of individuals, entrepreneurs, micro, small and medium-sized legal entities based on balance in the period of January, February and March 2015 for the 2nd quarter of 2015. According to the middle exchange rate of Euro on 31 March 2015, total extraordinary deposit insurance premium computed for the 2nd quarter of 2015 amounts to RSD 749.45 million or EUR 6.23 million.

All banks settled their obligation in time.


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